have anyone ever play rich-dad game?? in that game, your cash flow can be display to you, your income, outcome, asset and liberty.
if one bank, can make a program (of course is on web, no need to install), which can display the same thing to customer, it will provide a much more powerful financial analysis. let say, if you buy a house, what is your income? what is asset?? did anyone tell me how much is your net value is?? the program can tell you, not need auditing.
the product (services) can make one easier to report the tax, can let govt know how the economic behave, make a better taxation plan, and ppl know the full picture on how there cash flow.
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